Quarterly Results

  • Company Name :
Cholamandalam Investment & Finance Company Ltd Industry : (Finance)
  • BSE Code:
  • 511243
  • NSE Symbol:
  • CHOLAFIN
  • P/E(TTM):
  • 31.47
  • ISIN Demat:
  • INE121A01024
  • Div & Yield%:
  • 0.13
  • EPS(TTM):
  • 50.64
  • Book Value(₹):
  • 280.94
  • Market Cap(₹Cr.):
  • 134,029.60
  • Face Value(₹):
  • 2.00
Quarters :  
Particulars March 2025 ( Cr)December 2024 ( Cr)September 2024 ( Cr)
Operating Income 7,025.05 6,709.21 6,226.60
Other Operating Income 0.00 0.00 0.00
Other Income 95.64 103.14 66.15
Total Income 7,120.69 6,812.35 6,292.75
Interest 3,362.29 3,271.78 3,055.13
Employee Expenses 921.76 880.65 794.65
Selling & Administrative Expenses 0.00 0.00 0.00
Impairment of Assets 0.00 0.00 0.00
Loss on Forex Transaction 0.00 0.00 0.00
Other Expenses 441.70 473.89 458.95
TOTAL OPERATING EXPENDITURE 4,725.75 4,626.32 4,308.73
Operating Profit Before Prov. & Cont. 2,394.94 2,186.03 1,984.02
Provisions & Write Offs 625.29 664.02 623.52
Depreciation 63.43 58.43 61.92
TOTAL EXPENDITURE 5,414.47 5,348.77 4,994.17
Tax 513.18 470.57 384.52
Fringe Benefit Tax 0.00 0.00 0.00
Deferred Tax -73.68 -93.52 -48.99
Reported Profit After Tax 1,266.72 1,086.53 963.05
Extra-ordinary Items 0.00 0.00 0.00
Adjusted Profit After Extra-ordinary item 1,266.72 1,086.53 963.05
EPS (Unit Curr.) 15.06 12.93 11.46
EPS (Adj) (Unit Curr.) 15.06 12.93 11.46
Calculated EPS (Unit Curr.) 15.06 12.92 11.45
Calculated EPS (Adj) (Unit Curr.) 15.06 12.92 11.45
Calculated EPS (Ann.) (Unit Curr.) 60.23 51.67 45.82
Calculated EPS (Adj) (Ann.) (Unit Curr.) 60.23 51.67 45.82
Book Value (Unit Curr.) 0.00 0.00 0.00
Dividend (%) 0.00 65.00 0.00
Equity 168.25 168.23 168.15
Reserve & Surplus 0.00 0.00 0.00
Face Value 2.00 2.00 2.00
Public Shareholding (No. Of Shares) 0.00 0.00 0.00
Public Shareholding (% in Equity) 0.00 0.00 0.00
Pledged/Encumbered - No. of Shares 0.00 0.00 0.00
Pledged/Encumbered - % in Total Promoters Holding 0.00 0.00 0.00
Pledged/Encumbered - % in Total Equity 0.00 0.00 0.00
Non Encumbered - No. of Shares 0.00 0.00 0.00
Non Encumbered - % in Total Promoters Holding 0.00 0.00 0.00
Non Encumbered - % in Total Equity 0.00 0.00 0.00
PBIDTM(%) 73.05 71.45 70.92
PBDTM(%) 25.19 22.69 21.85
PATM(%) 18.03 16.19 15.47
Net Interest Income 0.00 0.00 0.00
Operating Expenses 0.00 0.00 0.00
Loan Losses & Provision 0.00 0.00 0.00
Assets Under Management 184,746.00 174,567.00 164,642.00
Return on Equity(%) 22.20 19.70 18.20
Operating Expenses to Net Interest Income(%) 0.00 0.00 0.00
Cost to Income Ratio 40.50 39.90 40.60
Loan Loss Provision Ratio 1.20 1.40 1.40
Loans Spreads(%) 0.00 0.00 0.00
Net Interest Margin(%) 8.00 7.70 7.50
Provision Coverage Ratio(%) 34.58 34.42 35.42
Capital Adequacy Ratio 19.75 19.76 19.50
Tier I Capital 14.41 14.92 15.04
Tier II Capital 5.34 4.84 4.46
Gross Non Performing Assets 0.00 0.00 0.00
Net Non Performing Assets 0.00 0.00 0.00
(%) Gross Non Performing Assets 3.97 4.00 3.78
(%) Net Non Performing Assets 2.63 2.66 2.48
Return on Assets(Annualised) 0.00 0.00 0.00
Return on Assets 3.60 3.20 3.20
Loans Disbursed(Amt Rs cr) 26,417.00 25,806.00 24,314.00
Loans Sanctioned/Approved(Amt Rs cr) 0.00 0.00 0.00
Loan Book(Amt Rs cr) 0.00 0.00 0.00