Quarterly Results

  • Company Name :
SBI Cards & Payment Services Ltd Industry : (Finance)
  • BSE Code:
  • 543066
  • NSE Symbol:
  • SBICARD
  • P/E(TTM):
  • 43.65
  • ISIN Demat:
  • INE018E01016
  • Div & Yield%:
  • 0.28
  • EPS(TTM):
  • 20.16
  • Book Value(₹):
  • 155.42
  • Market Cap(₹Cr.):
  • 83,736.18
  • Face Value(₹):
  • 10.00
Quarters :  
Particulars September 2025 ( Cr)June 2025 ( Cr)March 2025 ( Cr)
Operating Income 4,960.98 4,876.92 4,673.95
Other Operating Income 0.00 0.00 0.00
Other Income 175.50 158.47 157.79
Total Income 5,136.48 5,035.39 4,831.74
Interest 760.07 812.82 795.26
Employee Expenses 157.62 161.42 154.25
Selling & Administrative Expenses 0.00 0.00 0.00
Impairment of Assets 0.00 0.00 0.00
Loss on Forex Transaction 0.00 0.00 0.00
Other Expenses 2,291.29 1,926.21 1,920.27
TOTAL OPERATING EXPENDITURE 3,208.98 2,900.45 2,869.78
Operating Profit Before Prov. & Cont. 1,927.50 2,134.94 1,961.96
Provisions & Write Offs 1,292.72 1,351.55 1,245.12
Depreciation 35.01 35.03 -1.69
TOTAL EXPENDITURE 4,536.71 4,287.03 4,113.21
Tax 177.98 210.35 165.10
Fringe Benefit Tax 0.00 0.00 0.00
Deferred Tax -22.98 -17.95 19.25
Reported Profit After Tax 444.77 555.96 534.18
Extra-ordinary Items 0.00 0.00 0.00
Adjusted Profit After Extra-ordinary item 444.77 555.96 534.18
EPS (Unit Curr.) 4.67 5.84 5.62
EPS (Adj) (Unit Curr.) 4.67 5.84 5.62
Calculated EPS (Unit Curr.) 4.67 5.84 5.61
Calculated EPS (Adj) (Unit Curr.) 4.67 5.84 5.61
Calculated EPS (Ann.) (Unit Curr.) 18.70 23.37 22.46
Calculated EPS (Adj) (Ann.) (Unit Curr.) 18.70 23.37 22.46
Book Value (Unit Curr.) 0.00 0.00 0.00
Dividend (%) 0.00 0.00 0.00
Equity 951.55 951.53 951.36
Reserve & Surplus 13,837.73 0.00 12,830.36
Face Value 10.00 10.00 10.00
Public Shareholding (No. Of Shares) 0.00 0.00 0.00
Public Shareholding (% in Equity) 0.00 0.00 0.00
Pledged/Encumbered - No. of Shares 0.00 0.00 0.00
Pledged/Encumbered - % in Total Promoters Holding 0.00 0.00 0.00
Pledged/Encumbered - % in Total Equity 0.00 0.00 0.00
Non Encumbered - No. of Shares 0.00 0.00 0.00
Non Encumbered - % in Total Promoters Holding 0.00 0.00 0.00
Non Encumbered - % in Total Equity 0.00 0.00 0.00
PBIDTM(%) 28.12 32.73 32.35
PBDTM(%) 12.80 16.06 15.34
PATM(%) 8.97 11.40 11.43
Net Interest Income 0.00 0.00 0.00
Operating Expenses 0.00 0.00 0.00
Loan Losses & Provision 0.00 0.00 0.00
Assets Under Management 0.00 0.00 0.00
Return on Equity(%) 12.10 15.80 15.50
Operating Expenses to Net Interest Income(%) 0.00 0.00 0.00
Cost to Income Ratio 56.80 50.30 51.40
Loan Loss Provision Ratio 0.00 0.00 0.00
Loans Spreads(%) 0.00 0.00 0.00
Net Interest Margin(%) 11.20 11.20 11.20
Provision Coverage Ratio(%) 55.40 54.35 53.46
Capital Adequacy Ratio 22.50 23.20 22.85
Tier I Capital 17.50 17.90 17.50
Tier II Capital 5.00 5.30 5.35
Gross Non Performing Assets 0.00 0.00 0.00
Net Non Performing Assets 0.00 0.00 0.00
(%) Gross Non Performing Assets 2.85 3.07 3.08
(%) Net Non Performing Assets 1.29 1.42 1.46
Return on Assets(Annualised) 0.00 0.00 0.00
Return on Assets 2.60 3.40 3.40
Loans Disbursed(Amt Rs cr) 0.00 0.00 0.00
Loans Sanctioned/Approved(Amt Rs cr) 0.00 0.00 0.00
Loan Book(Amt Rs cr) 0.00 0.00 0.00