Operating Income |
523.22 |
522.27 |
512.98 |
Other Operating Income |
0.00 |
0.00 |
0.00 |
Other Income |
14.25 |
9.99 |
6.11 |
Total Income |
537.47 |
532.26 |
519.09 |
Interest |
215.87 |
221.26 |
214.24 |
Employee Expenses |
106.04 |
92.63 |
99.81 |
Selling & Administrative Expenses |
0.00 |
0.00 |
0.00 |
Impairment of Assets |
0.00 |
0.00 |
0.00 |
Loss on Forex Transaction |
0.00 |
0.00 |
0.00 |
Other Expenses |
71.13 |
71.71 |
66.99 |
TOTAL OPERATING EXPENDITURE |
393.04 |
385.60 |
381.04 |
Operating Profit Before Prov. & Cont. |
144.43 |
146.66 |
138.05 |
Provisions & Write Offs |
32.53 |
108.79 |
39.86 |
Depreciation |
13.25 |
12.83 |
11.77 |
TOTAL EXPENDITURE |
438.82 |
507.22 |
432.67 |
Tax |
34.53 |
21.26 |
21.85 |
Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
Deferred Tax |
-7.53 |
-14.98 |
0.02 |
Reported Profit After Tax |
71.65 |
18.76 |
64.55 |
Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
Adjusted Profit After Extra-ordinary item |
71.65 |
18.76 |
64.55 |
EPS (Unit Curr.) |
1.92 |
0.50 |
1.74 |
EPS (Adj) (Unit Curr.) |
1.92 |
0.50 |
1.74 |
Calculated EPS (Unit Curr.) |
1.92 |
0.50 |
1.74 |
Calculated EPS (Adj) (Unit Curr.) |
1.92 |
0.50 |
1.74 |
Calculated EPS (Ann.) (Unit Curr.) |
7.69 |
2.01 |
6.94 |
Calculated EPS (Adj) (Ann.) (Unit Curr.) |
7.69 |
2.01 |
6.94 |
Book Value (Unit Curr.) |
68.30 |
66.10 |
64.60 |
Dividend (%) |
0.00 |
0.00 |
0.00 |
Equity |
372.72 |
372.67 |
371.92 |
Reserve & Surplus |
2,174.64 |
2,091.69 |
0.00 |
Face Value |
10.00 |
10.00 |
10.00 |
Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
PBIDTM(%) |
62.64 |
49.62 |
60.90 |
PBDTM(%) |
21.39 |
7.25 |
19.14 |
PATM(%) |
13.69 |
3.59 |
12.58 |
Net Interest Income |
283.40 |
273.00 |
264.90 |
Operating Expenses |
190.40 |
177.20 |
178.60 |
Loan Losses & Provision |
0.00 |
0.00 |
0.00 |
Assets Under Management |
15,812.00 |
14,922.00 |
14,218.50 |
Return on Equity(%) |
11.40 |
3.10 |
10.90 |
Operating Expenses to Net Interest Income(%) |
0.00 |
0.00 |
0.00 |
Cost to Income Ratio |
59.20 |
57.00 |
58.60 |
Loan Loss Provision Ratio |
0.00 |
0.00 |
0.00 |
Loans Spreads(%) |
0.00 |
8.50 |
8.30 |
Net Interest Margin(%) |
0.00 |
0.00 |
0.00 |
Provision Coverage Ratio(%) |
40.00 |
42.30 |
21.85 |
Capital Adequacy Ratio |
21.90 |
21.60 |
21.40 |
Tier I Capital |
0.00 |
0.00 |
0.00 |
Tier II Capital |
0.00 |
0.00 |
0.00 |
Gross Non Performing Assets |
0.00 |
0.00 |
0.00 |
Net Non Performing Assets |
0.00 |
0.00 |
0.00 |
(%) Gross Non Performing Assets |
2.00 |
1.80 |
1.87 |
(%) Net Non Performing Assets |
1.20 |
1.10 |
1.47 |
Return on Assets(Annualised) |
0.00 |
0.00 |
0.00 |
Return on Assets |
2.20 |
0.60 |
2.10 |
Loans Disbursed(Amt Rs cr) |
5,578.00 |
4,395.00 |
3,810.40 |
Loans Sanctioned/Approved(Amt Rs cr) |
0.00 |
0.00 |
0.00 |
Loan Book(Amt Rs cr) |
0.00 |
0.00 |
0.00 |