| Operating Income |
4,472.67 |
4,419.37 |
4,240.80 |
| Other Operating Income |
0.00 |
0.00 |
0.00 |
| Other Income |
16.57 |
18.38 |
4.29 |
| Total Income |
4,489.24 |
4,437.75 |
4,245.09 |
| Interest |
2,066.29 |
2,152.41 |
2,089.59 |
| Employee Expenses |
490.90 |
523.17 |
497.58 |
| Selling & Administrative Expenses |
0.00 |
0.00 |
0.00 |
| Impairment of Assets |
0.00 |
0.00 |
0.00 |
| Loss on Forex Transaction |
0.00 |
0.00 |
0.00 |
| Other Expenses |
349.95 |
334.27 |
372.49 |
| TOTAL OPERATING EXPENDITURE |
2,907.14 |
3,009.85 |
2,959.66 |
| Operating Profit Before Prov. & Cont. |
1,582.10 |
1,427.90 |
1,285.43 |
| Provisions & Write Offs |
751.38 |
659.67 |
457.10 |
| Depreciation |
83.19 |
74.90 |
72.67 |
| TOTAL EXPENDITURE |
3,741.71 |
3,744.42 |
3,489.43 |
| Tax |
256.71 |
159.70 |
186.47 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
-78.49 |
4.13 |
6.05 |
| Reported Profit After Tax |
569.31 |
529.50 |
563.14 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
569.31 |
529.50 |
563.14 |
| EPS (Unit Curr.) |
4.10 |
4.07 |
4.56 |
| EPS (Adj) (Unit Curr.) |
4.10 |
4.07 |
4.44 |
| Calculated EPS (Unit Curr.) |
4.10 |
3.81 |
4.56 |
| Calculated EPS (Adj) (Unit Curr.) |
4.10 |
3.81 |
4.44 |
| Calculated EPS (Ann.) (Unit Curr.) |
16.39 |
15.24 |
18.24 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
16.39 |
15.24 |
17.75 |
| Book Value (Unit Curr.) |
165.60 |
168.00 |
160.40 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
277.87 |
277.87 |
246.98 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
2.00 |
2.00 |
2.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
64.77 |
66.09 |
68.81 |
| PBDTM(%) |
18.57 |
17.38 |
19.53 |
| PATM(%) |
12.73 |
11.98 |
13.28 |
| Net Interest Income |
2,406.00 |
2,267.00 |
2,151.00 |
| Operating Expenses |
0.00 |
0.00 |
0.00 |
| Loan Losses & Provision |
0.00 |
0.00 |
0.00 |
| Assets Under Management |
127,246.00 |
122,008.00 |
119,673.00 |
| Return on Equity(%) |
0.00 |
0.00 |
0.00 |
| Operating Expenses to Net Interest Income(%) |
0.00 |
0.00 |
0.00 |
| Cost to Income Ratio |
0.00 |
40.80 |
0.00 |
| Loan Loss Provision Ratio |
0.00 |
0.00 |
0.00 |
| Loans Spreads(%) |
0.00 |
0.00 |
0.00 |
| Net Interest Margin(%) |
7.00 |
6.70 |
6.50 |
| Provision Coverage Ratio(%) |
53.00 |
51.43 |
51.20 |
| Capital Adequacy Ratio |
19.50 |
20.62 |
18.30 |
| Tier I Capital |
16.90 |
17.90 |
15.20 |
| Tier II Capital |
2.60 |
2.72 |
3.10 |
| Gross Non Performing Assets |
0.00 |
0.00 |
0.00 |
| Net Non Performing Assets |
0.00 |
0.00 |
0.00 |
| (%) Gross Non Performing Assets |
3.94 |
3.80 |
3.70 |
| (%) Net Non Performing Assets |
1.89 |
1.90 |
1.80 |
| Return on Assets(Annualised) |
0.00 |
0.00 |
0.00 |
| Return on Assets |
0.00 |
1.60 |
0.00 |
| Loans Disbursed(Amt Rs cr) |
13,514.00 |
12,808.00 |
15,530.00 |
| Loans Sanctioned/Approved(Amt Rs cr) |
0.00 |
0.00 |
0.00 |
| Loan Book(Amt Rs cr) |
123,211.00 |
118,308.00 |
116,214.00 |