| Interest Earned |
1,907.27 |
1,860.88 |
1,822.75 |
| Other Income |
211.51 |
221.42 |
186.09 |
| Total Income |
2,118.78 |
2,082.30 |
2,008.84 |
| Operating Expenses |
1,776.68 |
1,759.46 |
1,704.92 |
| Operating Profit Before Prov. & Cont. |
342.10 |
322.84 |
303.92 |
| Provisions & Contingencies |
69.00 |
74.11 |
60.53 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
67.45 |
63.99 |
59.48 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
205.65 |
184.74 |
183.91 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
205.65 |
184.74 |
183.91 |
| EPS (Unit Curr.) |
6.39 |
5.76 |
5.84 |
| EPS (Adj) (Unit Curr.) |
6.39 |
5.76 |
5.84 |
| Calculated EPS (Unit Curr.) |
6.39 |
5.74 |
5.84 |
| Calculated EPS (Adj) (Unit Curr.) |
6.39 |
5.74 |
5.84 |
| Calculated EPS (Ann.) (Unit Curr.) |
25.55 |
22.97 |
23.34 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
25.55 |
22.97 |
23.34 |
| Book Value (Unit Curr.) |
0.00 |
0.00 |
0.00 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
321.90 |
321.74 |
315.16 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
10.00 |
10.00 |
10.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
79.97 |
79.80 |
80.64 |
| PBDTM(%) |
14.32 |
13.37 |
13.35 |
| PATM(%) |
10.78 |
9.93 |
10.09 |
| Net Interest Income |
655.00 |
625.00 |
596.00 |
| Net Interest Margin(%) |
3.39 |
3.27 |
3.23 |
| Provision Coverage Ratio(%) |
78.42 |
75.35 |
74.15 |
| CASA Ratio(%) |
22.38 |
22.77 |
23.52 |
| Capital Adequacy Ratio |
16.55 |
15.84 |
16.41 |
| Tier I Capital |
14.26 |
13.45 |
13.97 |
| Tier II Capital |
2.29 |
2.39 |
2.44 |
| Gross Non Performing Assets |
1,495.73 |
1,567.51 |
1,568.03 |
| Net Non Performing Assets |
533.97 |
622.98 |
640.54 |
| (%) Gross Non Performing Assets |
2.45 |
2.72 |
2.91 |
| (%) Net Non Performing Assets |
0.89 |
1.10 |
1.21 |
| Return on Assets(Annualised) |
0.97 |
0.91 |
0.94 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
0.00 |
0.00 |
0.00 |
| Saving Deposits |
0.00 |
0.00 |
0.00 |
| Term Deposits |
56,336.00 |
52,326.00 |
49,542.00 |
| Total Deposits |
72,583.00 |
67,754.00 |
64,777.00 |
| Total Advances |
60,022.00 |
56,600.00 |
52,975.00 |