| Interest Earned |
117,995.88 |
119,666.18 |
117,426.63 |
| Other Income |
17,345.68 |
24,209.88 |
11,040.76 |
| Total Income |
135,341.56 |
143,876.06 |
128,467.39 |
| Operating Expenses |
104,797.09 |
112,590.02 |
104,916.58 |
| Operating Profit Before Prov. & Cont. |
30,544.47 |
31,286.04 |
23,550.81 |
| Provisions & Contingencies |
4,759.20 |
6,441.69 |
911.06 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
6,624.83 |
6,201.76 |
5,748.31 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
19,160.44 |
18,642.59 |
16,891.44 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
19,160.44 |
18,642.59 |
16,891.44 |
| EPS (Unit Curr.) |
21.47 |
20.89 |
18.93 |
| EPS (Adj) (Unit Curr.) |
21.47 |
20.89 |
18.93 |
| Calculated EPS (Unit Curr.) |
21.47 |
20.89 |
18.93 |
| Calculated EPS (Adj) (Unit Curr.) |
21.47 |
20.89 |
18.93 |
| Calculated EPS (Ann.) (Unit Curr.) |
85.88 |
83.56 |
75.71 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
85.88 |
83.56 |
75.71 |
| Book Value (Unit Curr.) |
0.00 |
435.95 |
0.00 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
892.46 |
892.46 |
892.46 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
1.00 |
1.00 |
1.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
56.92 |
56.92 |
56.92 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
87.04 |
85.02 |
83.99 |
| PBDTM(%) |
21.85 |
20.76 |
19.28 |
| PATM(%) |
16.24 |
15.58 |
14.38 |
| Net Interest Income |
41,072.00 |
42,775.00 |
41,446.00 |
| Net Interest Margin(%) |
2.90 |
3.00 |
3.01 |
| Provision Coverage Ratio(%) |
74.49 |
74.42 |
74.66 |
| CASA Ratio(%) |
39.36 |
39.97 |
39.20 |
| Capital Adequacy Ratio |
14.63 |
14.25 |
13.03 |
| Tier I Capital |
12.45 |
12.11 |
10.85 |
| Tier II Capital |
2.18 |
2.14 |
2.18 |
| Gross Non Performing Assets |
78,039.68 |
76,880.20 |
84,360.38 |
| Net Non Performing Assets |
19,908.42 |
19,666.92 |
21,377.64 |
| (%) Gross Non Performing Assets |
1.83 |
1.82 |
2.07 |
| (%) Net Non Performing Assets |
0.47 |
0.47 |
0.53 |
| Return on Assets(Annualised) |
1.14 |
1.12 |
1.04 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
321,714.00 |
364,593.00 |
285,013.00 |
| Saving Deposits |
1,746,813.00 |
1,700,568.00 |
1,680,224.00 |
| Term Deposits |
3,404,727.00 |
3,317,029.00 |
3,264,147.00 |
| Total Deposits |
5,473,254.00 |
5,382,190.00 |
5,229,384.00 |
| Total Advances |
4,254,516.00 |
4,220,703.00 |
4,067,752.00 |