| Operating Income |
998.58 |
986.11 |
962.48 |
| Other Operating Income |
0.00 |
0.00 |
0.00 |
| Other Income |
1.07 |
0.03 |
0.21 |
| Total Income |
999.65 |
986.15 |
962.69 |
| Interest |
634.34 |
635.59 |
615.50 |
| Employee Expenses |
30.72 |
29.13 |
28.85 |
| Selling & Administrative Expenses |
0.00 |
0.00 |
0.00 |
| Impairment of Assets |
0.00 |
0.00 |
0.00 |
| Loss on Forex Transaction |
0.00 |
0.00 |
0.00 |
| Other Expenses |
35.89 |
26.83 |
27.73 |
| TOTAL OPERATING EXPENDITURE |
700.95 |
691.55 |
672.08 |
| Operating Profit Before Prov. & Cont. |
298.70 |
294.60 |
290.61 |
| Provisions & Write Offs |
15.43 |
22.13 |
13.74 |
| Depreciation |
4.12 |
3.33 |
2.79 |
| TOTAL EXPENDITURE |
720.50 |
717.01 |
688.61 |
| Tax |
38.16 |
62.51 |
61.33 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
7.08 |
-5.51 |
1.28 |
| Reported Profit After Tax |
233.92 |
212.12 |
211.49 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
233.92 |
212.12 |
211.49 |
| EPS (Unit Curr.) |
17.57 |
15.93 |
15.88 |
| EPS (Adj) (Unit Curr.) |
17.57 |
15.93 |
15.88 |
| Calculated EPS (Unit Curr.) |
17.57 |
15.93 |
15.88 |
| Calculated EPS (Adj) (Unit Curr.) |
17.57 |
15.93 |
15.88 |
| Calculated EPS (Ann.) (Unit Curr.) |
70.26 |
63.72 |
63.53 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
70.26 |
63.72 |
63.53 |
| Book Value (Unit Curr.) |
0.00 |
0.00 |
0.00 |
| Dividend (%) |
0.00 |
300.00 |
0.00 |
| Equity |
26.63 |
26.63 |
26.63 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
2.00 |
2.00 |
2.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
91.89 |
92.08 |
92.72 |
| PBDTM(%) |
28.37 |
27.63 |
28.77 |
| PATM(%) |
23.43 |
21.51 |
21.97 |
| Net Interest Income |
349.00 |
345.00 |
340.00 |
| Operating Expenses |
0.00 |
0.00 |
0.00 |
| Loan Losses & Provision |
0.00 |
0.00 |
0.00 |
| Assets Under Management |
0.00 |
0.00 |
0.00 |
| Return on Equity(%) |
18.47 |
16.92 |
17.99 |
| Operating Expenses to Net Interest Income(%) |
0.00 |
0.00 |
0.00 |
| Cost to Income Ratio |
19.36 |
16.92 |
17.10 |
| Loan Loss Provision Ratio |
0.00 |
0.00 |
0.00 |
| Loans Spreads(%) |
2.55 |
2.68 |
2.56 |
| Net Interest Margin(%) |
3.82 |
3.73 |
3.75 |
| Provision Coverage Ratio(%) |
47.70 |
45.21 |
46.41 |
| Capital Adequacy Ratio |
25.05 |
24.67 |
24.56 |
| Tier I Capital |
0.00 |
0.00 |
0.00 |
| Tier II Capital |
0.00 |
0.00 |
0.00 |
| Gross Non Performing Assets |
333.00 |
341.00 |
320.00 |
| Net Non Performing Assets |
174.00 |
187.00 |
172.00 |
| (%) Gross Non Performing Assets |
0.87 |
0.92 |
0.88 |
| (%) Net Non Performing Assets |
0.46 |
0.50 |
0.47 |
| Return on Assets(Annualised) |
0.00 |
0.00 |
0.00 |
| Return on Assets |
2.59 |
2.25 |
2.29 |
| Loans Disbursed(Amt Rs cr) |
2,455.00 |
1,879.00 |
2,381.00 |
| Loans Sanctioned/Approved(Amt Rs cr) |
2,650.00 |
2,075.00 |
2,617.00 |
| Loan Book(Amt Rs cr) |
38,217.00 |
37,155.00 |
36,591.00 |