| Operating Income |
1,020.33 |
998.58 |
986.11 |
| Other Operating Income |
0.00 |
0.00 |
0.00 |
| Other Income |
0.07 |
1.07 |
0.03 |
| Total Income |
1,020.40 |
999.65 |
986.15 |
| Interest |
648.31 |
634.34 |
635.59 |
| Employee Expenses |
41.67 |
31.07 |
29.13 |
| Selling & Administrative Expenses |
0.00 |
0.00 |
0.00 |
| Impairment of Assets |
0.00 |
0.00 |
0.00 |
| Loss on Forex Transaction |
0.00 |
0.00 |
0.00 |
| Other Expenses |
23.07 |
35.54 |
26.83 |
| TOTAL OPERATING EXPENDITURE |
713.05 |
700.95 |
691.55 |
| Operating Profit Before Prov. & Cont. |
307.35 |
298.70 |
294.60 |
| Provisions & Write Offs |
26.25 |
15.43 |
22.13 |
| Depreciation |
3.46 |
4.12 |
3.33 |
| TOTAL EXPENDITURE |
742.76 |
720.50 |
717.01 |
| Tax |
63.51 |
38.16 |
62.51 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
-9.75 |
7.08 |
-5.51 |
| Reported Profit After Tax |
223.87 |
233.92 |
212.12 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
223.87 |
233.92 |
212.12 |
| EPS (Unit Curr.) |
16.81 |
17.57 |
15.93 |
| EPS (Adj) (Unit Curr.) |
16.81 |
17.57 |
15.93 |
| Calculated EPS (Unit Curr.) |
16.81 |
17.57 |
15.93 |
| Calculated EPS (Adj) (Unit Curr.) |
16.81 |
17.57 |
15.93 |
| Calculated EPS (Ann.) (Unit Curr.) |
67.25 |
70.26 |
63.72 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
67.25 |
70.26 |
63.72 |
| Book Value (Unit Curr.) |
0.00 |
0.00 |
0.00 |
| Dividend (%) |
0.00 |
0.00 |
300.00 |
| Equity |
26.63 |
26.63 |
26.63 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
2.00 |
2.00 |
2.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
91.09 |
91.89 |
92.08 |
| PBDTM(%) |
27.55 |
28.37 |
27.63 |
| PATM(%) |
21.94 |
23.43 |
21.51 |
| Net Interest Income |
363.00 |
349.00 |
345.00 |
| Operating Expenses |
0.00 |
0.00 |
0.00 |
| Loan Losses & Provision |
0.00 |
0.00 |
0.00 |
| Assets Under Management |
0.00 |
0.00 |
0.00 |
| Return on Equity(%) |
16.93 |
18.47 |
16.92 |
| Operating Expenses to Net Interest Income(%) |
0.00 |
0.00 |
0.00 |
| Cost to Income Ratio |
18.33 |
19.36 |
16.92 |
| Loan Loss Provision Ratio |
0.00 |
0.00 |
0.00 |
| Loans Spreads(%) |
2.62 |
2.55 |
2.68 |
| Net Interest Margin(%) |
3.64 |
3.82 |
3.73 |
| Provision Coverage Ratio(%) |
45.15 |
47.70 |
45.21 |
| Capital Adequacy Ratio |
25.43 |
25.05 |
24.67 |
| Tier I Capital |
0.00 |
0.00 |
0.00 |
| Tier II Capital |
0.00 |
0.00 |
0.00 |
| Gross Non Performing Assets |
378.00 |
333.00 |
341.00 |
| Net Non Performing Assets |
208.00 |
174.00 |
187.00 |
| (%) Gross Non Performing Assets |
0.98 |
0.87 |
0.92 |
| (%) Net Non Performing Assets |
0.54 |
0.46 |
0.50 |
| Return on Assets(Annualised) |
0.00 |
0.00 |
0.00 |
| Return on Assets |
2.19 |
2.59 |
2.25 |
| Loans Disbursed(Amt Rs cr) |
2,015.00 |
2,455.00 |
1,879.00 |
| Loans Sanctioned/Approved(Amt Rs cr) |
2,059.00 |
2,650.00 |
2,075.00 |
| Loan Book(Amt Rs cr) |
38,773.00 |
38,217.00 |
37,155.00 |