| Operating Income |
1,072.84 |
1,049.45 |
1,020.33 |
| Other Operating Income |
0.00 |
0.00 |
0.00 |
| Other Income |
0.33 |
0.01 |
0.07 |
| Total Income |
1,073.16 |
1,049.45 |
1,020.40 |
| Interest |
642.18 |
638.58 |
648.31 |
| Employee Expenses |
45.08 |
43.26 |
41.67 |
| Selling & Administrative Expenses |
0.00 |
0.00 |
0.00 |
| Impairment of Assets |
0.00 |
0.00 |
0.00 |
| Loss on Forex Transaction |
0.00 |
0.00 |
0.00 |
| Other Expenses |
30.46 |
29.01 |
23.07 |
| TOTAL OPERATING EXPENDITURE |
717.72 |
710.85 |
713.05 |
| Operating Profit Before Prov. & Cont. |
355.44 |
338.60 |
307.35 |
| Provisions & Write Offs |
9.73 |
3.07 |
26.25 |
| Depreciation |
4.34 |
3.96 |
3.46 |
| TOTAL EXPENDITURE |
731.79 |
717.88 |
742.76 |
| Tax |
77.30 |
72.47 |
63.51 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
-0.71 |
7.68 |
-9.75 |
| Reported Profit After Tax |
264.78 |
251.43 |
223.87 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
264.78 |
251.43 |
223.87 |
| EPS (Unit Curr.) |
19.89 |
18.88 |
16.81 |
| EPS (Adj) (Unit Curr.) |
19.89 |
18.88 |
16.81 |
| Calculated EPS (Unit Curr.) |
19.88 |
18.88 |
16.81 |
| Calculated EPS (Adj) (Unit Curr.) |
19.88 |
18.88 |
16.81 |
| Calculated EPS (Ann.) (Unit Curr.) |
79.53 |
75.52 |
67.25 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
79.53 |
75.52 |
67.25 |
| Book Value (Unit Curr.) |
0.00 |
0.00 |
0.00 |
| Dividend (%) |
350.00 |
0.00 |
0.00 |
| Equity |
26.63 |
26.63 |
26.63 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
2.00 |
2.00 |
2.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
92.08 |
92.82 |
91.09 |
| PBDTM(%) |
32.22 |
31.97 |
27.55 |
| PATM(%) |
24.68 |
23.96 |
21.94 |
| Net Interest Income |
421.00 |
404.00 |
363.00 |
| Operating Expenses |
0.00 |
0.00 |
0.00 |
| Loan Losses & Provision |
0.00 |
0.00 |
0.00 |
| Assets Under Management |
0.00 |
0.00 |
0.00 |
| Return on Equity(%) |
18.80 |
18.41 |
16.93 |
| Operating Expenses to Net Interest Income(%) |
0.00 |
0.00 |
0.00 |
| Cost to Income Ratio |
18.53 |
18.55 |
18.33 |
| Loan Loss Provision Ratio |
0.00 |
0.00 |
0.00 |
| Loans Spreads(%) |
2.93 |
2.91 |
2.62 |
| Net Interest Margin(%) |
4.14 |
4.02 |
3.64 |
| Provision Coverage Ratio(%) |
46.69 |
46.37 |
45.15 |
| Capital Adequacy Ratio |
24.63 |
25.58 |
25.43 |
| Tier I Capital |
0.00 |
0.00 |
0.00 |
| Tier II Capital |
0.00 |
0.00 |
0.00 |
| Gross Non Performing Assets |
373.00 |
373.00 |
378.00 |
| Net Non Performing Assets |
199.00 |
191.00 |
208.00 |
| (%) Gross Non Performing Assets |
0.92 |
0.94 |
0.98 |
| (%) Net Non Performing Assets |
0.49 |
0.50 |
0.54 |
| Return on Assets(Annualised) |
0.00 |
0.00 |
0.00 |
| Return on Assets |
2.55 |
2.46 |
2.19 |
| Loans Disbursed(Amt Rs cr) |
2,727.00 |
2,545.00 |
2,015.00 |
| Loans Sanctioned/Approved(Amt Rs cr) |
2,886.00 |
2,680.00 |
2,059.00 |
| Loan Book(Amt Rs cr) |
40,693.00 |
39,657.00 |
38,773.00 |